Pioneer Financial Services, Inc.

Providing financial services from a unique perspective. Yours.

 

Who We Are

Pioneer Financial is a quality financial services provider on the Delmarva Peninsula and the Mid-Atlantic region for over 30 years. A two generation family-owned firm that is forward-thinking, and believes that achieving financial security and independence results from having the right tools available in order to make intelligent, deliberate decisions regarding your financial goals. 

Through a strong commitment to both our clients’ investment objectives and the community that we serve, Pioneer Financial Services has built its practice on the foundation of strong relationships forged through our dedication and attention not only to our clients’ goals, but most importantly, to their point of view.
 

What We Do

Our team of financial and benefits professionals will help design, implement, and continually review your unique financial objectives, being mindful of the fast paced and often volatile economic climate in which we live. Pioneer Financial Services takes a measured approach to your financial goals before recommending the strategy appropriate for your situation.

We listen carefully, in order to form a long-standing client relationship with a personal touch and:

·      Identify your current financial status

·      Determine your financial goals and objectives

·      Explore varied solutions

·      Help you, along with other trusted advisers, implement a plan

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

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Retaining MVPs with Executive Bonus Life Insurance

An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

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