Pioneer Financial Services, Inc.

Providing financial services from a unique perspective. Yours.

 

Who We Are

Pioneer Financial is a quality financial services provider on the Delmarva Peninsula and the Mid-Atlantic region for over 30 years. A two generation family-owned firm that is forward-thinking, and believes that achieving financial security and independence results from having the right tools available in order to make intelligent, deliberate decisions regarding your financial goals. 

Through a strong commitment to both our clients’ investment objectives and the community that we serve, Pioneer Financial Services has built its practice on the foundation of strong relationships forged through our dedication and attention not only to our clients’ goals, but most importantly, to their point of view.
 

What We Do

Our team of financial and benefits professionals will help design, implement, and continually review your unique financial objectives, being mindful of the fast paced and often volatile economic climate in which we live. Pioneer Financial Services takes a measured approach to your financial goals before recommending the strategy appropriate for your situation.

We listen carefully, in order to form a long-standing client relationship with a personal touch and:

·      Identify your current financial status

·      Determine your financial goals and objectives

·      Explore varied solutions

·      Help you, along with other trusted advisers, implement a plan
Calculators

Savings Accumulation

Estimate the future value of your current savings.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

More Calculators →

Newsletters

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy?

This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

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